Over the years, African women have consistently organized themselves into various forms of social groups such as women’s meetings, “njangi” groups, women associations and other community-based networks. The primary purpose of these groups has been financial savings and mutual support, with members contributing resources on a rotational basis to strengthen one another economically. Through this system, women have been able to mobilize funds which they use to support their households, invest in small businesses and respond to urgent family needs. Despite the challenging economic climate of the country, these groups continue to thrive and sustain themselves. What is particularly remarkable is their inclusivity: having women from diverse backgrounds participate and benefit from these structures.
Beyond their financial functions, social groups have evolved into powerful spaces of solidarity, resilience, and leadership. These women groups have provided an indispensable safety net and an alternative pathway to empowerment in context where bank loans are inaccessible or when the interest rates remain prohibitive. According to a report from WFP (2023), women organized groups in Kenya have enhanced their capacity to launch small businesses, pay school fees, and invest in community development initiatives, demonstrating the wider social and economic impact of such collective action.
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